5 As seen in Kiplinger's
RETIREMENT PLANNING 2025
Your Guide to a Secure Retirement:
DARREN PETTY, CFP®, RICP® COLORADO
Darren Petty is the Founder and President of Retirement Architects, a comprehensive retirement planning fiduciary in Denver, Colorado. For over 10 years, Darren has been designing and maintaining retirement plans that provide reliable income, steady investment growth and tax efficiency. His credentials include CERTIFIED FINANCIAL PLANNER™, Retirement Income Certified Professional® and Accredited Asset Management Specialist™. Every year, he and his experienced team guide more retirees to their best life yet, where every day is Saturday!
Investment advisory services provided through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
ROCCO KRYNS FLORDIA
For 25 years, Rocco and his team have been empowering people to make the best decisions with their money. It is not what you make that matters; it’s what you keep that counts. Rocco, an independent advisor/income planner, has worked with over 5,000 people and takes pride in never losing a dollar due to market volatility. Rocco loves spending time with his wife, Jennifer, and daughter, Charlie. Rocco is also an “Iron Man” triathlete.
GARY INDIANER FLORDIA
“Dignity in Retirement Through Organization and Planning” has been Gary Indianer’s business motto for over 40 years. As an industry leader in the investment and insurance industries, Gary has helped people across the country become high-net-worth individuals. Serving not-for-profit industries, such as educators, sheriff’s employees, and firefighters, and for-profit businesses alike, Gary brings a wealth of knowledge and genuine concern for people to the forefront, and is committed to building lasting relationships with his clients.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Indianer Financial is independent of Tucker Asset Management.
JAMEY McCLENNY FLORDIA
Since 1995, Jamey has focused on helping retirees toward financial security. He aims to provide tailored strategies designed to help clients manage their wealth and pursue their retirement goals. With nearly 30 years of experience, Jamey has helped his clients navigate their personal financial journeys, striving to provide them with confidence and clarity.
Investment Advisory services are offered through Trek Financial LLC, an SEC Registered Investment Advisor.
JOHN RIPLEY FLORDIA
John, a US Marine Officer, is honored to be an Investment Advisor Representative at Smarter Retirement Solutions, a multi-state team. A nationally recognized seminar speaker, John shares retirement and investment insights as an Elite Member of Ed Slott's IRA Advisor Group. His team proudly sponsors Smarter Feds Workshops nationwide, focusing on empowering federal employees to maximize their benefits. He and his wife Stacey serve together and have five adult children. John holds the CLTC, ChFEBC, CFF®, and FRC.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Smarter Retirement Solutions is independent of Tucker Asset Management.
ROSA SHALA, CFP® FLORIDA
Rosa Shala is the Founder/President of Shala Financial, a retirement planning fiduciary in St. Augustine, Florida, and operating nationally. For over three decades, Rosa has assisted thousands of clients through purpose-based investing, creating lifetime income, tax efficiency and leaving a legacy for their loved ones. Rosa holds her bachelor’s in economics from Barnard College at Columbia University. She has earned her CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and passed the Series 65 securities exam.
Investment Advisory Services Provided by Tucker Asset Management LLC, an SEC Registered Investment Advisor. Shala Financial and Tucker Asset Management are independent entities.
DAVID YU FLORIDA
David T. Yu, AIF®, is a veteran wealth advisor with more than 20 years of experience. He is also a tax mitigation strategist who shares innovative retirement strategies and financial planning wisdom on his Jet Setting Wealth Advisory podcast. He has been featured on ABC, CBS, FOX, and NBC broadcast stories as a wealth management expert.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. DTY Wealth Planning Solutions is independent of Tucker Asset Management.
NANCY NELSON LOUISIANA
Ontario native Nancy Nelson began working in financial services over 25 years ago after earning her Certified Financial Planning degree and licenses for investments and finance. She is now a 24-year resident of Louisiana with U.S. insurance and Series 65 licenses. Nancy is passionate about financial education and retirement planning, including long-term care, and loves to help people uncover all of their financial options.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Magnolia Planning is independent of Tucker Asset Management.
GEORGE MAGAS MARYLAND
George earned his CPA in 1986 and opened an accounting fi rm in Damascus, Maryland, in 1990. In 2000, he added retirement planning to his certifications. George has helped over 150 families with $20M+ in assets retire. “Seeing a plan come to fruition—a client living their best years without financial worry—is the most satisfying thing in the world,” says George.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Magas Advisory Group is independent of Tucker Asset Management.
DAVID VICKERY MICHIGAN
David L. Vickery, AIF®, is an independent agent and registered representative of Ann Arbor based SIGMA Financial Corporation. For 35 years, David Vickery has helped individuals with comprehensive, tailored retirement plans, giving them professional guidance for navigating estate and financial planning, retirement income planning, portfolio analysis, and wealth strategies. He also offers long-term care solutions, asset management planning, Social Security strategies, Medicare supplements, and health, life, and LTC insurance.
Securities offered through Sigma Financial Corporation, Member FINRA/SIPC. Vickery Financial, LLC is independent of Sigma Financial Corporation. 207 S. Mitchell Street, Unit D, Cadillac, Michigan (231) 775-4244
RYAN BODIN MINNESOTA
Ryan brings 24 years of successful personalized financial strategies in wealth management, retirement, estate, and business planning with Vanderbilt Financial Group. He is a Certified Financial Planner (CFP®), Certified Plan Fiduciary Advisor (CPFA®), Accredited Asset Management Specialist (AAMS®), and Certified Kingdom Advisor (CKA®), delivering ethical, values-based guidance. Ryan graduated from the University of St. Thomas and stays deeply informed on current financial trends.
Vanderbilt Financial Group is the marketing name for Vanderbilt Securities, LLC and its affiliates. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB.
JOHN POLYCHRONIS NEW HAMPSHIRE
2025 marks John Polychronis’ 47th year at the helm of Rochester, New Hampshire-based Polychronis Financial Services. The company has one core value: “Always do the right thing for the client.” This steadfast focus continues to bring new clients, who stay because they feel like family. John grew the business through every conceivable challenge—from the personal to market shifts—all while raising a family of eight and never straying from the core principle.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Polychronis Financial Services is independent of Tucker Asset Management.
RICHARD D'AMBOLA, CSA®, CLTC® NEW JERSEY
Richard started his career in financial services in 1988. His commitment to excellence led him to attaining his CSA® designation as a Certified Senior Advisor and CLTC® from the Corporation for Long-Term Care Certification. Richard also earned his financial planning certification from Fairleigh Dickinson University.
Advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Advisor, and Securities are offered through cfd Investments, Inc. a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902 765-453-9600. Richard D’Ambola & Associates, LLC is independent of the CFD Companies. 165 Route 10 East, Succasunna, NJ 07876 Phone: 973-927-3700 Fax: (973) 927-3159
JARIEL DUMFORD OHIO
Jariel Dumford started helping people secure their retirements in 2006 when he joined Patton Financial Group. In 2017, he opened Dumford Management Group in Fairfield, Ohio. He specializes in protecting clients’ assets, Social Security planning, and providing his clients with lifetime income so they can retire early.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Dumford Management Group is independent of Tucker Asset Management.
SHATEKA HUSSER SOUTH CAROLINA
Shateka Husser is a highly accomplished Retirement Consultant, US Army officer, combat veteran, and author, with more than 26 years of experience in personal investing. As the founder of New Jersey-based Husser Financial Solutions, Shateka’s mission is to empower career professionals and business owners to create lifetime, virtually tax-free income.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Husser Financial Solutions is independent of Tucker Asset Management.
RICK ALTHOFF SOUTH DAKOTA
Rick Althoff, ChFC®, CLU®, CSA®, FIC®, AEP® and FICF®, specializes in retirement planning and tax-reduction strategies. Rick designs retirement income plans and life insurance programs to provide safety nets for families. Those insurance programs include living benefits, allowing the death benefit to be used in the case of major illness—all virtually income tax free! Rick established Financial Planning Associates in 1978 and has been serving the Midwest over four decades.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Rick Althoff Financial Planning Associates is independent of Tucker Asset Management.
TIM MCCLESKEY TENNESSEE
Tim McCleskey Jr. has worked in the financial industry for 24 years, helping families be more conscious about their behavior with money. Throughout his career, Tim has helped clients eliminate debt and save for retirement through a system detailed in his book, “The Volcanic Eruption of Debt.” Tim also conducts seminars with federal agencies to prepare employees for retirement.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. FedUp Group is independent of Tucker Asset Management.
MARKUS BYRD, CFS® TEXAS
Markus has been a financial advisor for 32 years and owns Candor Wealth Management, a Registered Investment Advisor. In 1991, he obtained his insurance license and Series 7 and 63, followed by his Series 24, 51, and 65 securities licenses. He was designated as a CFS® in 2000 and is a member of the Financial Planning Association and the Institute for Business and Finance. In six separate years, Markus received the Five Star Professional Award.
Candor Wealth Management, LLC is registered as an investment advisor and only conducts business in jurisdictions where it is properly registered or is excluded or exempted from registration requirements.
CLINT CONNELL TEXAS
An Army Officer and a three-decade real estate expert, Clint joined Smarter Retirement Solutions to serve clients in Texas and the Central U.S. His keen understanding of market trends and risk management enable him to offer solid “Retirement Income Plans” to his clients. He remembers the underlying theme taught by his grandparents, who had been wiped out by the Depression, that “money doesn’t come easy, and you need to protect what you have.”
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Smarter Retirement Solutions is independent of Tucker Asset Management.
BOBBY DARWIN TEXAS
Bobby Darwin has guided his clients in Southeast Texas through retirement for over 20 years. He built deep experience working with retirees from ExxonMobil, Valero, Dupont, Chevron, and other Fortune 500 companies while also marketing his expertise on the radio. “The work is very serious,” said Bobby, “yet I truly enjoy when I can help someone find freedom and security with a happy retirement.”
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Merit Advisory Partners is independent of Tucker Asset Management.
JULIE MACNEIL UTAH
Julie MacNeil, owner of MacNeil Financial Services, finds true joy in connecting with her clients on a personal level. She specializes in helping individuals prepare for their retirement. With more than 20 years of experience, Julie’s approach is to build secure income during retirement so that her clients have the confidence of new revenue coming in every month.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. MacNeil Financial Services is independent of Tucker Asset Management.
DEIRDRE HAFEN WASHINGTON
For well over two decades, Dee Dee Hafen’s deep experience in personal retirement and wealth asset planning has helped guide thousands of clients through changing markets and economic challenges. She holds licenses in securities, life insurance, and long-term health care.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Hafen Financial is independent of Tucker Asset Management.
JILL PIERCE WASHINGTON
Jill graduated from Utah Valley University (Business Management) and joined her father’s financial advisory immediately afterward. She is licensed to manage a wide spectrum of financial transactions: life, disability, long-term care, annuities, and several types of asset management in a fiduciary capacity. “I always aim to help my clients maximize growth, minimize risk, reduce fees and taxes where possible, and build lifelong income with flexibility,” says Jill. She is proud to serve several third-generation clients.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Pierce Financial Strategies, LLC is independent of Tucker Asset Management.
JON HAMMEL WISCONSIN
Jon Hammel (Hammel & Company Advisory Group) has been helping people retire since 1993, serving thousands of clients. He specializes in retirement, estate, and income planning, holding licenses in five states. He has been a member of the Association of Chartered Senior Financial Planners for over a decade. In 2017, American Equity honored Jon with a trip to Washington, D.C., to meet with and help educate legislators about retirement issues.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Hammel & Company is independent of Tucker Asset Management.
JOE ONOPA WISCONSIN
Joe grew up in the Milwaukee area and moved to Middleton, Wis., in 2006. He graduated from Wisconsin-Whitewater with a bachelor’s degree in finance and has now worked as a financial advisor for over two decades. “I aid my clients in avoiding financial failure at all costs,” says Joe. “In this way, I treat my clients just like family.” Joe and wife Alissa have three children.
Investment advice offered through Tactive Advisors, LLC, a registered investment advisor.
Not endorsed by or affiliated with any governmental entity. Guarantees are based on the claims-paying ability of the issuing insurance company. Agents are licensed for the products they sell. *Investment advisory services provided through Tucker Asset Management LLC, a registered investment adviser.